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| Is Our Economy Broke? |
ECONOMICS
Government is not the generator of
economic growth; working people are.
– U.S. Senator Phil Gram
economic growth; working people are.
– U.S. Senator Phil Gram
| Community Voices ... Serving a Multicultural Community! Opinions expressed on this Website do not necessarily reflect the opinion of Community Voices LLC, which has no control over, thus no responsibility for, the content of Linked sites to this Web page, financially or otherwise. Issues concerning content should be directed to Community Voices LLC Voicemail (269) 343-4653 * Write: P.O. Box 424, Kalamazoo, MI 49004 * Fax (269) 343-2270 * E-Mail Comvoices@aol.com About Us Advertise Contact Us |
THE SIX STEPS TO SIX FIGURES:
How to go from joblessness
to naming your own salary
By Laurie Williams
The job market is competitive on a normal day,
but in this slow economy it is tougher than usual
for the new college grad and recently laid off or
downsized worker to land a good job. The
recession has seen the loss of six million jobs in
less than two years. No one knows better than
author, motivational speaker and certified master
career director Lauri Williams what the effects of
job loss can have on a person’s psyche. In her
new book, Six Steps Six Figures: A Power-
Packed Guide For Your Career Goals & Life,
Williams shows you how to overcome unforeseen
obstacles like a company downsizing to write the
ticket to your own success.
Six Steps Six Figures: A Power-Packed Guide
For Your Career Goals & Life is available at
Barnes and Noble bookstores, online: www.
amazon.com, and www.optasiatraining.com
How to go from joblessness
to naming your own salary
By Laurie Williams
The job market is competitive on a normal day,
but in this slow economy it is tougher than usual
for the new college grad and recently laid off or
downsized worker to land a good job. The
recession has seen the loss of six million jobs in
less than two years. No one knows better than
author, motivational speaker and certified master
career director Lauri Williams what the effects of
job loss can have on a person’s psyche. In her
new book, Six Steps Six Figures: A Power-
Packed Guide For Your Career Goals & Life,
Williams shows you how to overcome unforeseen
obstacles like a company downsizing to write the
ticket to your own success.
Six Steps Six Figures: A Power-Packed Guide
For Your Career Goals & Life is available at
Barnes and Noble bookstores, online: www.
amazon.com, and www.optasiatraining.com
What is A Recession?
A recession is activity in a country over a
sustained general slowdown in economic
contraction. During recessions, many
macroeconomic indicators vary in a similar way.
Production as measured by Gross Domestic
Product (GDP), employment, investment
spending, capacity utilization, household
incomes and business profits all fall during
recessions.
Governments usually respond to recessions by
adopting expansionary macroeconomic
policies, such as increasing money supply,
increasing decreasing taxation.
What is A Depression?
In economics, a depression is a sustained, long
downturn in one or more economies. It is more
severe than a recession, which is seen as a
normal downturn in the business cycle.
Considered a rare and extreme form of
recession, a depression is characterized by
abnormal increases in unemployment, restriction
of credit, shrinking output and investment,
numerous bankruptcies, reduced amounts of
trade and commerce, as well as highly volatile
relative currency value fluctuations, mostly
devaluations. Price deflation or hyperinflation
are also common elements of a depression.
A recession is activity in a country over a
sustained general slowdown in economic
contraction. During recessions, many
macroeconomic indicators vary in a similar way.
Production as measured by Gross Domestic
Product (GDP), employment, investment
spending, capacity utilization, household
incomes and business profits all fall during
recessions.
Governments usually respond to recessions by
adopting expansionary macroeconomic
policies, such as increasing money supply,
increasing decreasing taxation.
What is A Depression?
In economics, a depression is a sustained, long
downturn in one or more economies. It is more
severe than a recession, which is seen as a
normal downturn in the business cycle.
Considered a rare and extreme form of
recession, a depression is characterized by
abnormal increases in unemployment, restriction
of credit, shrinking output and investment,
numerous bankruptcies, reduced amounts of
trade and commerce, as well as highly volatile
relative currency value fluctuations, mostly
devaluations. Price deflation or hyperinflation
are also common elements of a depression.
| Questions? Comments? ...CONTACT CVs |
Economy Causes Motorists to Take Big Risks
By Jasmin Grant
(BPRW/FAMU-TALLAHASSEE) – The worsening
economy drives motorists to do the unthinkable —
ride uninsured and risk losing license privileges
or going to jail. According to the 2007-2008 Florida
Department of Highway Safety and Motor Vehicles
Report, approximately 2.4 million licenses have been revoked in Florida. This
average is 30 percent higher than rates between 2006 and 2007. “Violators
stopped without insurance or a suspended license will go to jail,” said Sherry
Thompson, an officer for the Tallahassee Police Department.
There has been a correlation between the percentage of drivers who choose to
abstain from car insurance and each state’s unemployment rate, according to a
report by the Insurance Research Council. The percentage of uninsured motorists
in the United States is expected to rise from 13.8 percent in 2007 to 16.1 in 2010,
according to the report. “An increase in the number of uninsured motorists is an
unfortunate consequence of the economic downturn and illustrates how virtually
everyone is affected by recent economic developments,” said Elizabeth A.
Sprinkel, senior vice president of the IRC.
According to M.P. McQueen, writer of The Wall Street Journal article, “Road Risks
Rise as More Drivers Drop Insurance: Higher Premiums, Joblessness Contribute
to Alarming Trend; What to Do When You’re Hit,” driving without insurance is
illegal in 48 states including the District of Columbia. New Hampshire and
Wisconsin are the only states that do not require insurance. However, the states
require drivers to show proof that they can pay damages. Motorist who allow their
policies to drop for any reason are charged 25 to 50 percent more for a new policy,
according to the article. McQueen said this is a punishment insurance companies
give to drivers who are consistently involved in accidents.
From insurance companies to the law, Thompson said those who drive “illegally”
would have to suffer consequences from each entity. “Failure to pay or answer to
a traffic citation will result in the suspension of his or her driver’s license,”
Thompson said. “Students are held at the same level as adults.” Thompson also
said motorists who acquire up to three suspended licenses within a three-year
period are eligible to have their licenses suspended for three years. “[Someone]
could be charged with a misdemeanor or a felony,” Thompson said.
“Motorists driving without insurance could lose whatever assets they own in a
court judgment,” said McQueen. McQueen said this is a punishment insurance
companies give to irresponsible drivers. Unlicensed and uninsured drivers are
excessively involved in fatal accidents. According to the IRC report, Florida is in the
top five states with uninsured motorists at an estimated 23 percent. The Research
Council estimates that the economic crisis will continue to affect the number of
dropped insurance policies.
--------------------------
Posted CVs January 13, 2009
By Jasmin Grant
(BPRW/FAMU-TALLAHASSEE) – The worsening
economy drives motorists to do the unthinkable —
ride uninsured and risk losing license privileges
or going to jail. According to the 2007-2008 Florida
Department of Highway Safety and Motor Vehicles
Report, approximately 2.4 million licenses have been revoked in Florida. This
average is 30 percent higher than rates between 2006 and 2007. “Violators
stopped without insurance or a suspended license will go to jail,” said Sherry
Thompson, an officer for the Tallahassee Police Department.
There has been a correlation between the percentage of drivers who choose to
abstain from car insurance and each state’s unemployment rate, according to a
report by the Insurance Research Council. The percentage of uninsured motorists
in the United States is expected to rise from 13.8 percent in 2007 to 16.1 in 2010,
according to the report. “An increase in the number of uninsured motorists is an
unfortunate consequence of the economic downturn and illustrates how virtually
everyone is affected by recent economic developments,” said Elizabeth A.
Sprinkel, senior vice president of the IRC.
According to M.P. McQueen, writer of The Wall Street Journal article, “Road Risks
Rise as More Drivers Drop Insurance: Higher Premiums, Joblessness Contribute
to Alarming Trend; What to Do When You’re Hit,” driving without insurance is
illegal in 48 states including the District of Columbia. New Hampshire and
Wisconsin are the only states that do not require insurance. However, the states
require drivers to show proof that they can pay damages. Motorist who allow their
policies to drop for any reason are charged 25 to 50 percent more for a new policy,
according to the article. McQueen said this is a punishment insurance companies
give to drivers who are consistently involved in accidents.
From insurance companies to the law, Thompson said those who drive “illegally”
would have to suffer consequences from each entity. “Failure to pay or answer to
a traffic citation will result in the suspension of his or her driver’s license,”
Thompson said. “Students are held at the same level as adults.” Thompson also
said motorists who acquire up to three suspended licenses within a three-year
period are eligible to have their licenses suspended for three years. “[Someone]
could be charged with a misdemeanor or a felony,” Thompson said.
“Motorists driving without insurance could lose whatever assets they own in a
court judgment,” said McQueen. McQueen said this is a punishment insurance
companies give to irresponsible drivers. Unlicensed and uninsured drivers are
excessively involved in fatal accidents. According to the IRC report, Florida is in the
top five states with uninsured motorists at an estimated 23 percent. The Research
Council estimates that the economic crisis will continue to affect the number of
dropped insurance policies.
--------------------------
Posted CVs January 13, 2009
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